Want to help out your grown kids financially without just handing them a pile of cash? You could transfer it directly to their mortgage offset account.
Ok, so you might not own a house yet, but who do you want to inherit your photos and digital music, and have access to your emails after your death? This is why you need a will.
Several superannuation funds were pinged for wrongly classifying more than 156,000 new members as smokers. Yet not all super funds have offered compensation.
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