It only takes a handful of clicks on the MyGov website to consolidate your super and save thousands on fees, and yet many of us can't be bothered. So what's going on in our brains?
There's currently a danger of people being nudged into retirement products ill-suited to their long-term needs, potentially costing them hundreds of thousands of dollars.
One of my grandmothers was a self-funded retiree and keen investor, writes Greg Hoffman. The other lived in a country town and survived on the age pension.
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