The age pension was always a government benefit that was going to be put under pressure, and this year's federal budget proposes just that.
super
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As expected, the government did not announce any changes to superannuation in Tuesday night's budget. While this is good news there are implications for super following a number of announcements.
A transition-to-retirement pension can cut tax and increase savings to your SMSF.
Galaxy found 57% of Australians with a credit card, 48% with superannuation and 47% with a mortgage are not confident that they have the best deal. Here's how to avoid rip-offs.
A report reveals some startling statistics that will make you rethink your retirement savings plan.
Because of the way tax is applied to superannuation, savvy employees can turn what would have been a tax liability into extra savings through salary sacrifice.
Most Australian businesses planned to fund the proposed super changes, including an increase to 12%, rather than take it from employees' pay.
Self-managed super funds tend to pick Australia's top 10 to 20 stocks, but this may have a downside. They need to start diversifying.
If your boss isn't paying your super, talk to your employer and try to resolve it with them. If this doesn't work, it's time to contact the ATO.
A SMSF will pay less tax on any earnings it makes from investing the money it might borrow.
