Nicola Field

Nicola FieldA former Chartered Accountant, Nicola Field has been a regular contributor to Money for 20 years, and writes on personal finance issues for some of Australia's largest financial institutions. She is the author of Investing in Your Child's Future and Baby or Bust, and has collaborated with Paul Clitheroe on a variety of projects including radio scripts, newspaper columns, and several books.
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Credit cards can be a useful financial tool - if used wisely. Understanding how they work - from cash advances to interest-free days to how interest is calculated - can help you make the most of your card.