Jane has lost her partner and received a $100,000 death benefit at just 29. Coming from a family that traditionally hasn't been good with money, she is scared to ruin it.
Are you up for a financial fast in the form of Frugal February? The premise is simple: cut out as much discretionary spending as possible during the month - and every dollar counts.
Picture this: your bank balance is up $5200 by the end of 12 months, and all from changing a few basic habits in your second biggest area of spending - groceries.
The festive season is a time of joy. It's also a time of big credit card debt. You can avoid this with a no-spend Christmas instead, but you need to start having the conversation now.
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