Are you up for a financial fast in the form of Frugal February? The premise is simple: cut out as much discretionary spending as possible during the month - and every dollar counts.
Get creative and use what you have around the house before rushing out and stocking up on expensive wrapping paper. Opt for brown paper and string, handmade gift tags and cards, or hand-painted paper and cards from your kids.
Picture this: your bank balance is up $5200 by the end of 12 months, and all from changing a few basic habits in your second biggest area of spending - groceries.
The festive season is a time of joy. It's also a time of big credit card debt. You can avoid this with a no-spend Christmas instead, but you need to start having the conversation now.
Chances are any money resolutions you made at the beginning of 2018 have fallen by the wayside. The start of a new financial year is the perfect time to revisit them.
You'll now receive new articles and insights that will help you earn more, save more and make the most of your investments.
You can expect to hear from us every week.
In the meantime, stay up to date by following Money on social media.
Important
To ensure you receive emails from us, we recommend that you add our email address (@moneymag.com.au) to your contacts or safe senders list.
If you don't receive our newsletters, please check your "Junk" folders. Your email provider should give you an option to add the email to your safe list.